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Quick and Easy Financing Solutions
to meet your business needs

SME FINANCING

Growing SMEs seeking funds to improve operations, innovate products, boost market presence or drive sustainable growth strategies.

  Loan amount of up to RM100,000

  12 months loan tenure

  Interest rate of 1.5% per month or lower

  No collateral required

  Available for all GHL group merchants

  100% online - 5 mins digital loan process
Apply now


RECEIVABLES FINANCING

Established SMEs requiring shorter-term financing to fuel immediate growth initiatives, finance receivables or capitalise on time-sensitive opportunities.

  Loan amount of up to RM100,000 or higher*

  3, 6 ,9 or 12 months loan tenure

  Interest rate of 1.5% per month or lower

  No collateral required

  Available for all GHL group merchants

  100% online - 5 mins digital loan process
Apply now

*Subject to eligibility



Immediate Funding Distribution
As soon as the next working day



Easy Loan Repayment

Convenient repayment of daily or monthly deductions from your selected bank or settlement account.

 


Exclusive Interest Rate

Benefit from special interest rate available for existing GHL group merchants.

 


*Subject to terms and conditions.







FAQs

As one of the eight approved pioneer 'Credit Community' providers under the Ministry of Housing and Local Government (KPKT), GHL is amongst the first to roll out digital lending services for its merchants in 2022. Digital lending will be an automated digital process encompassing onboarding, disbursement and repayment process to facilitate the whole micro financing journey.

GHL SME Digital Loan is a lending product designed specifically for Malaysian SMEs and existing GHL group merchants for additional funding to help get their business on track. No collateral needed. 

Quick and easy financing solutions to meet your business needs.
  • SME Financing: Loan amount up to RM100,000
  • Receivables Financing: Loan amount up to RM100,000 or higher (subject to eligibility)
Benefit from flexible loan tenures of 3 to 12 months, ensuring the right financing option for your business.

A copy of one of the director's NRIC (front and back).

Yes, Stamp Duty and an Attestation Fee (1% of the loan limit and subject to SST) apply. These fees are deducted from the loan amount during disbursement.

You can reach out to us via email at sales@ghl.com

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GHL Payments Sdn. Bhd.
 C-G-15 Blok C, Jalan Dataran SD1, Dataran SD PJU9, Bandar Sri Damansara, 52200 Wilayah Persekutuan Kuala Lumpur.
 03-6286 3388

License No.: WL7152/14/01-3/080825 (9/8/2023 - 8/8/2025)
Permit No.: WP7152/14/01-1/080825 (20/10/2023 - 8/8/2025)